List Every Loan and Credit Obligation
Create a clear record of each lender, outstanding amount, EMI, overdue amount, due date and any notices received.
Understand Current Repayment Capacity
Compare essential household expenses and available income with total monthly debt obligations to understand the size of the repayment difficulty.
Prioritise Communication and Documentation
Keep lender communications, notices and payment records organised. Avoid ignoring formal communications.
Review Available Lender-Led Options
Depending on individual circumstances and lender policies, different repayment or resolution options may be considered. None should be assumed or treated as guaranteed.
Need Structured Borrower Assistance?
Learn more about the relevant SettleMyDue assistance service or share your repayment situation for an initial review. Lender outcomes are not guaranteed and remain subject to the lender's decision and applicable policies.